Cyber Risk Assessment in Credit Granting

Citalid enables financial institutions to integrate cyber risk assessment into their credit risk processes to measure full economic, operational, and cyber resilience.

Financial institutions should be able to integrate cyber risk into their banking decisions

Yet they struggle to obtain information to inform their decisions, particularly because:

Cyber risk is complex to translate into financial ratios for banking teams

Credit risk processes are already well established and standardized

Technical Cyber Scoring does not enable financial decision making

Banks struggle to support their clients in their cyber resilience efforts

Decision-Making

Accelerate Your Decisions with a Clear Understanding of Cyber risk

Citalid make cyber risk understandable. Without technical expertise, you visualize a company's exposure level, identify weak signals, and measure potential impact on its repayment capacity.

Save time by eliminating uncertainties and internal debates

Transform your analysis into directly actionable insights

Support your decisions with actionable indicators

Process Efficiency

Streamline Your Credit Analysis Processes

Centralize, automate, and standardize your assessments for faster and more consistent processing. Information is presented in a format adapted to credit teams, enabling seamless scaling.

Automate questionnaire collection and analysis

Integrate results directly into your existing workflows

Reduce operational costs related to manual assessments

Financial Risk Control

Protect Your Portfolio Profitability

Citalid assesses the cyber maturity of your clients to quantify their actual financial exposure. By translating security gaps into cyber incident probability, you anticipate your clients' solvency and your portfolio's profitability.

Identify the most exposed companies

Assess potential losses in the event of a compromise

Support your decisions with targeted recommendations

Portfolio Management

Strengthen Your Portfolio's Overall Posture

Recommendations from the platform enable you to support your clients in improving their cyber maturity. You contribute to risk prevention while enhancing your role as a strategic partner.

Help your clients sustainably reduce their exposure

Build prevention into your client partnerships

Strengthen your role as a strategic partner

Cyber Risk Assessment in Credit Granting

Need to integrate cyber risk into your credit risk decisions?

They trust us

Capgemini
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Capgemini
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Capgemini
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Functional Levers to Manage
Cyber Risk in Your Credit Decisions

Instantly assess a company's cyber posture against its sector. Compare attack frequency, exposure level, and security maturity to distinguish the most resilient players from those at risk.

Collect the right information without burdening your processes. An online questionnaire designed for credit analysis, enriched with external data and automatically analyzed. Thanks to AI, responses can be prefilled from existing documents.

Benefit from a 360 degree view of an entity's cyber risk: exposure, incident frequency, resilience ratio... Everything needed to support an informed credit decision.

Transformez la donnée en conseil. Générez automatiquement des recommandations concrètes pour renforcer la posture de sécurité des entreprises évaluées et valoriser votre accompagnement préventif.

Supervise dozens or thousands of analysis at a glance. Identify risk areas, export your indicators, and easily connect your data to your information system via API.

Cyber Risk Assessment in Credit Granting

Need to integrate cyber risk into your credit risk decisions?